Job Description

Job Title

• Property Damage Claims Adjuster / Examiner (HYBRID)

Location

• 1010 Northern Blvd., Suite 238, Great Neck, NY

Salary

• $55,000 - $80,000 (DOE)

Position Type

• Full-time
• Non-exempt / Hourly
• Monday – Friday
• 9:00 am – 6:00 pm
• Hybrid after 90 days – 3 days in office/2 days remote

Reports to

• Senior Claims Manager

Job Description

As a Property Damage (PD) Adjuster with DB Insurance, you will play a critical role in managing and resolving claims involving commercial auto and property damages. This role requires a proactive, detail-oriented professional to oversee TPA adjusters and vendors, evaluate coverage and damages, and handle claims ranging from vehicle to structural property and liability claims. You’ll work with experts across various fields, negotiate settlements, and ensure smooth communication with agents and claimants. This is an opportunity to contribute to our commitment to exceptional claims management and to support our policyholders with integrity and expertise.

Responsibilities

• Manage and supervise TPA adjusters and outside vendors, including field adjusters and certified public accountants, ensuring accurate handling and assessment of cases.
• Handle Commercial Auto claims involving vehicle damages, property damages, and bodily injuries, providing expert evaluation and resolution.
• Manage Commercial and Personal Property claims, including those related to building damage and liability, ensuring comprehensive case review.
• Review and interpret policy coverage to confirm applicability for reported claims.
• Evaluate damages to determine appropriate compensation, balancing policyholder needs with company interests.
• Consult with external professionals, such as accountants, architects, and engineers, to obtain expert assessments as needed.
• Respond to inquiries and provide prompt assistance to agents and claimants, ensuring a seamless claims experience.
• Negotiate settlements within authorized limits, aiming to resolve claims fairly and efficiently.
• Participate in claims-related audits to support continuous improvement and compliance with best practices.
• Prepare detailed claims reports, maintaining thorough documentation for internal and regulatory review.

Qualifications

• 1+ year(s) of experience as PD claims adjuster/examiner or in a similar role
• Bachelor’s degree or equivalent professional work experience
• Strong understanding of insurance policies, coverage analysis, and industry practices for property, auto, and liability claims
• Ability to assess damages accurately, interpret policy language, and make coverage determinations
• Excellent written and verbal communication skills for interacting with claimants, agents, and team members
• Familiarity with state insurance laws and regulations relevant to property and auto claims
• Proficient using claims management software, Microsoft Office Suite, and other relevant tools

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Paid time off and sick leave
• 10 Annual paid holidays
• 401(k) plan with up to 4% company match
• Quarterly Fringe Benefit allowance
• Job-related training reimbursement

About Us

Headquartered in South Korea, DB Insurance is one of the country’s largest and most respected firms, with a rich history dating back to 1962. At DB Insurance USA, we are proud to extend this legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood. With offices across California, Hawaii, New York, and Guam, our dedicated team works to deliver exceptional service, ensuring peace of mind for every policyholder.

Please visit our career page at

Job Tags

Similar Jobs